Senior Counsel, Product

Overview

Job Description

Responsibilities

• - Counsel Affirm’s Business teams and other cross-functional stakeholders on relevant consumer financial services laws and regulations affecting new and existing products and services, including the PSD2, Regulatory compliance
• - Advise on relevant financial regulatory requirements: including PSD2, AML/KYC, EU Directive and Dutch Consumer Rights laws
• - Support Affirm’s origination and servicing of loan and payment products
• - Provide strategic advice regarding EU consumer finance and protection laws
• - Monitor legal and regulatory developments in consumer lending and servicing
• - Be a trusted advisor and teammate, sharing legal and other expertise and support when needed
• - Identify and evaluate business and legal risks and act as a trusted partner for creative legal problem-solving
• - Draft terms and conditions, disclosures, review copy
• - Create and solve initiatives related to new and existing Affirm products to ensure business partners are supported

Required Skills

• - 6+ years of related business, government, or fintech experience, preferably with a focus on Payments, Consumer Credit, Banking, or BNPL
• - Qualified lawyer with a minimum of 5 years PQE, and ideally 7 years of professional legal experience
• - Expertise in all areas of the consumer credit lifecycle, including originations, underwriting, licensing, KYC/AML, servicing, credit reporting, & collections
• - A combination of private practice and in-house experience is preferred
• - Quick learner who genuinely enjoys legal analysis and collaboration in a fast-paced environment
• - Experience developing creative approaches to legal challenges while providing business-focused legal advice
• - Inquisitive and proactive in identifying risks and proposing creative and effective solutions
• - Strong project management, critical thinking, creativity, and analytical skills
• - Focused on maintaining positive relationships and trust with cross-functional business partners
• - Passion for improving credit products and consumer experiences

Benefits

• - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount