Python
Kotlin
AWS

Senior Staff Software Engineer, Backend (Decisions and Pricing EU)

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Job Description

Decisions and Pricing's mission is to deliver the best credit decisions for Affirm consumers while maintaining positive unit economics and being the highest converting and most competitive payment solution for our merchant partners. The decisioning system and ML models our team owns and operates help us realize our mission for millions of consumers and merchant partners.

Responsibilities

  • - Drive the evolution and architecture of Decisioning systems
  • - Champion innovative, scalable, and delightful solutions across the organization
  • - Establish architecture, technical design, and code review standards, coach team members to conduct effective design and code reviews
  • - Ensure high programming standards, create best practices, and lead by example
  • - Partner with Product Management, provide technical input to shape product direction and roadmap
  • - Foster a culture of technical excellence, humility, constant improvement, and rigor to build a team that can confidently tackle complex challenges across multiple technical domains
  • - Be hands on. Build APIs and data models to work within micro-service and event-driven architectures
  • - Create parallelizable and idempotent batch jobs to process large amounts of data
  • - Take an active role in mentoring engineers and senior leaders, and the processes that support team growth and efficiency
  • - On-Call Rotation - There would be an on-call rotation for this role as a requirement

Required Skills

  • - 10+ years of experience as a software engineer
  • - Ability to synthesize complex business, product, and technical requirements to consistently produce high quality system designs and software
  • - A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
  • - A strong understanding of machine learning and modeling techniques at scale
  • - Excellent communication skills, both written and verbal
  • - Must be proficient in asynchronous communication – written tech specs, wiki, project plans, etc.
  • - Excellent project management skills – high degree of organization and ability to surface critical information effectively
  • - Business impact focus, pragmatic approach to delivering projects on time and safely
  • - Passion for working with cross-functional teams including Product, Risk, Analytics etc.
  • - Python/Kotlin development experience is a plus
  • - Experience with AWS and/or other cloud providers
  • - Experience with Fintech or regulatory industries is a plus

Benefits

  • - Flexible Spending Wallets for tech, food and lifestyle
  • - Away Days - wellness days to take off work and recharge
  • - Learning & Development programs
  • - Parental leave
  • - Employee Resource & Community Groups
  • - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About the company

We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.