Javascript
Typescript
Python

Software Engineer II (Open banking)

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Job Description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. To make Affirm the best way to pay, the Consumer Payments team works to ensure that any customer can successfully utilize their financial data and preferred payment method to transact, without harming their financial health. The systems owned by the Consumer Payments team move billions of dollars per year, this means reliability and scalability are at the heart of everything we do. As part of the Open Banking team within Consumer Payments, you'll be working on building reliable, scalable and secure integrations with financial institutions and partners so that Affirm's customers can continue to get the best outcomes.

Responsibilities

  • - With the support of your team''s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
  • - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • - You will support the operations and availability of your team''s artifacts by creating and monitoring metrics, escalating when needed, and supporting ''keep the lights on'' & on-call efforts.
  • - You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Required Skills

  • - You have a total of 1.5+ years of experience as a software engineer.
  • - You have experience working with Javascript/Typescript.
  • - You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
  • - You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
  • - You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
  • - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • - You are comfortable navigating a large code base, debugging others'' code, and providing feedback to other engineers through code reviews.
  • - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • - You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Benefits

  • - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About the company

We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.