Head of Lending

Overview

Job Description

Responsibilities

• - Own and Scale Kraken''s Lending Business
• - Lead strategy, product, and execution across all lending functions—on-platform, OTC, and bespoke institutional solutions
• - Take full ownership of P&L and balance sheet performance, drive growth, and optimize ROI across yield-generating products
• - Deploy and manage lending strategies that enhance revenue and capital efficiency
• - Work with Treasury and Risk to ensure prudent balance sheet utilization, risk-adjusted returns, and regulatory readiness
• - Design and develop innovative yield solutions for institutional clients
• - Partner with Sales and Trading to expand distribution and deepen client relationships
• - Work alongside Engineering, Trading, Risk, and Legal to build and scale infrastructure
• - Stay at the forefront of lending innovation in crypto and traditional finance

Required Skills

• - 8+ years experience in crypto or traditional finance with a focus on lending, credit structuring, or balance sheet management
• - Strong understanding of capital markets, secured lending, collateral frameworks, and Prime Brokerage
• - Proven ability to drive balance sheet ROI, manage credit risk, and structure scalable lending programs
• - Strong background working with institutional clients
• - Track record of scaling financial products
• - Solid understanding of risk-adjusted return metrics, collateral valuation, and liquidity management
• - Ability to align stakeholders across the firm
• - Passion for crypto, digital assets, and financial innovation

Benefits

• - Offers Equity
• - Offers Bonus
• - Wellness allowance
• - Medical, dental, vision and 401(k) [US Only]