Senior Product Manager (Merchant Payments)

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Job Description

As a Senior Product Manager on the Money Movement team, you will play a key role in developing our financial platforms for scalable international expansion and building out cross-border payments for our merchants and partners. We are a global team, stretching across the US, Canada, and Europe, with a vision to proactively build category-leading monetary infrastructure, support every transaction with institution-class availability, and capture new value from our closed loop payment network. You will work closely with cross-functional teams including accounting, treasury, capital markets, and client success teams to achieve that vision.

Responsibilities

  • - You’ll be a key member of numerous large, cross-functional projects, driving the execution of critical components, and counted on for taking something from idea to requirements to reality
  • - You’ll interact directly with banks, merchants, and key external partners, discovering and building innovative new ways to move money to them across the globe
  • - You’ll act as the subject matter expert for currencies, payment rails, treasury systems, and bank connectivity
  • - You’ll not only master the best-in-class tools available to do this today, but proactively seek out new ways to push the envelope
  • - You’ll gather stakeholder requirements, balance conflicting needs, and distill a crisp, actionable problem statement
  • - You’ll navigate complex regulatory environments, partnering with legal and compliance teams
  • - You’ll be in the details of critical systems that are counted on to ensure the health and liquidity of our payment network
  • - You’ll be independent, autonomous, and decisive, but be supported by a talented and driven team

Required Skills

  • - 5+ years of Product Management or equivalent experience in the software tech industry, with fintech, payment processing, banking, or treasury experience a plus
  • - Outstanding document writing, verbal communication, and presentation skills with diverse stakeholders
  • - Robust project management abilities, long-term thinking, and proven track record of planning and delivering on timelines
  • - Strong attention to detail, MECE-thinking, and excitement to dig in and explore the edge cases
  • - Experience operating independently, ruthlessly prioritizing, and relentlessly executing on your commitments
  • - Comfortable working internationally, in ambiguous environments with changing priorities and deadlines
  • - Basic technical understanding but strong curiosity that allows you to have technical discussions and opinions
  • - Bonus: direct experience with BNPL, eCommerce, card processing, or banking, and fundamental accounting knowledge

Benefits

  • - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • - Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About the company

We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.


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