
Senior Software Engineer
Overview
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
Job Description
The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud—both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our buyers, and our merchants.
Responsibilities
- - Own and deliver quarterly goals for your team
- - Lead engineers through ambiguity to solve open-ended problems
- - Design and implement backend services and APIs using Python or Kotlin
- - Shape the team’s roadmap and collaborate on technical design
- - Partner with the Engineering Manager to elevate quality standards
- - Collaborate cross-functionally with stakeholders in Fraud Ops, Compliance, Product, Machine Learning, and Analytics
- - Identify opportunities to improve system reliability, team efficiency, or architecture
- - Contribute to operational excellence by maintaining high observability standards
- - Foster a culture of ownership, inclusion, and craftsmanship
Required Skills
- - 5+ years of experience building backend systems at scale using Python or Kotlin
- - Experience with distributed systems and infrastructure using AWS, MySQL/PostgreSQL, and Kubernetes
- - Strong system design skills and a track record of delivering maintainable, extensible services
- - Proficiency in SQL and working with data-rich environments
- - Familiarity with CI/CD practices and safe production deployments
- - Strong written and verbal communication skills, especially in distributed teams
- - A proactive, ownership-driven mindset with a focus on learning and team success
- - Experience with Snowflake, dbt, Airflow, or Chronosphere (nice to have)
- - Background in fraud prevention, risk systems, or post-transaction tooling (nice to have)
- - Experience working in the fintech sector or other highly regulated environments (nice to have)
Benefits
- - Flexible Spending Wallets for tech, food and lifestyle
- - Away Days - wellness days to take off work and recharge
- - Learning & Development programs
- - Parental benefits
- - Employee Resource & Community Groups
- - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
- - Time off - competitive vacation and holiday schedules
- - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount
About the company
We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.
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