Python
Kotlin
AWS

Senior Software Engineer, Back-end (Fraud)

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Job Description

The Fraud Engineering organization builds the foundational and tactical software that enables Affirm to respond strategically to fraud—both in real time and after the transaction. Our mission is to support business growth while protecting Affirm, our buyers, and our merchants.

Responsibilities

  • - Own and deliver quarterly goals for your team
  • - Lead engineers through ambiguity to solve open-ended problems
  • - Design and implement backend services and APIs using Python or Kotlin
  • - Shape the team’s roadmap and collaborate on technical design
  • - Drive execution across projects that span multiple teams
  • - Partner with the Engineering Manager to elevate quality standards
  • - Collaborate with stakeholders to build scalable fraud tooling and infrastructure
  • - Identify opportunities to improve system reliability and team efficiency
  • - Maintain high observability standards and respond to incidents
  • - Mentor teammates and uphold high code and design standards
  • - Participate in the on-call rotation

Required Skills

  • - 5+ years of experience building backend systems at scale using Python or Kotlin
  • - Experience with distributed systems and infrastructure using AWS, MySQL/PostgreSQL, and Kubernetes
  • - Strong system design skills and a track record of delivering maintainable, extensible services
  • - Proficiency in SQL and working with data-rich environments
  • - Familiarity with CI/CD practices and safe production deployments
  • - Strong written and verbal communication skills
  • - Proactive, ownership-driven mindset with a focus on learning and team success
  • - Experience with Snowflake, dbt, Airflow, or Chronosphere (nice to have)
  • - Background in fraud prevention, risk systems, or post-transaction tooling (nice to have)
  • - Experience working in the fintech sector or other highly regulated environments (nice to have)

Benefits

  • - 100% subsidized medical coverage, dental and vision for you and your dependents
  • - Flexible Spending Wallets for tech, food and lifestyle
  • - Away Days - wellness days to take off work and recharge
  • - Learning & Development programs
  • - Parental benefits
  • - Employee Resource & Community Groups
  • - Competitive vacation and holiday schedules
  • - Employee stock purchase plan enabling you to buy shares of Affirm at a discount

About the company

We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.


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