Kotlin
Java
AWS

Software Engineer II, Backend (Settlement Engineering)

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Job Description

Our Settlements team builds both the technical foundation and the daily processes that enable Affirm to meet its obligations with its financial partners as well as with its merchants, with a particular stress on ensuring safety, accountability and industry standards.

Responsibilities

  • - With the support of your team''s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
  • - You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
  • - You will support the operations and availability of your team''s artifacts by creating and monitoring metrics, escalating when needed, and supporting ''keep the lights on'' & on-call efforts.
  • - You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
  • - On-Call Rotation - This role requires participation in an on-call rotation.

Required Skills

  • - 2+ years of experience building backend systems at scale using Kotlin or Java.
  • - You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
  • - Proficiency in SQL and working with data-rich environments.
  • - Background in a FinTech or other regulated environment (nice to have).
  • - You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
  • - You are comfortable navigating a large code base, debugging others'' code, and providing feedback to other engineers through code reviews.
  • - Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
  • - You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Benefits

  • - Flexible Spending Wallets for tech, food and lifestyle
  • - Away Days - wellness days to take off work and recharge
  • - Learning & Development programs
  • - Parental benefits
  • - Employee Resource & Community Groups
  • - Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
  • - Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • - ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About the company

We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.


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